ESC NC Individual Services: Cost to You for Certain Transactions


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Cost to You for Certain Transactions

	You are allowed two (2) free cash withdraws each month at EITHER a Wachovia ATM or a MasterCard Member Bank Teller window.


	The following fees apply if you use other services:


	*Wachovia ATM Cash Withdrawal	Up to Two at no charge
	*ATM Cash Withdrawal	$1.50 after free withdrawals
	*Cash-back at bank teller window	$2.50 per withdrawal (after 2 free)
	Purchases	No fee
	Cash-back with purchase	No fee
	ATM balance Inquiry	$0.50 each time
	*ATM Denial for Insufficient Funds	$0.50 each time
	*Monthly Account Access via IVR	$0.35 after 5th call
	Card Replacement	$5.00
	Expedited Card Delivery	$15.00
	International Transactions	$3.00 each time


	*each calendar month

ATM Surcharges--Some bank ATMs will apply a fee called a surcharge to use their ATM. You can avoid this fee by using any Wachovia Bank ATM. Always read the ATM messages carefully. You can cancel if you wish to avoid the fee or press enter and pay the fee.

Access the Wachovia Web Site and key in your zip code to locate the nearest ATM: www.wachovia.com

How to Avoid Fees

Save the cost of gas, ask for Cash Back with your purchases for cash throughout the month.
Use your two free withdrawals each month.
Use your free cash withdrawals at Wachovia ATMS or any MasterCard Member Bank teller window.
Avoid ATMs other than Wachovia that surcharge you for your cash withdrawal.

Additional information and program material